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Running a business is becoming ever more complex and demanding, and we can offer you some help in this important area. Arranging proper pension provision is always important but we can go much further than that! For example, through our range of contacts in the financial world d, we can help you raise finance to purchase a business, or expand an existing business. We can help you purchase commercial premises, or refinance your existing loans. We can also help you raise working capital and increase your cash flow.

We can also put in place arrangements that will ensure that your business is safe if you or a key employee should become ill and unable to work, or even die.

Employers with five or move employees must offer those employees access to a Stakeholder plan, or another suitable pension arrangement. They do not have to contribute on behalf of their employees, but they must offer a payroll deduction facility.

However although it is a simple e product, Stakeholder has raised many questions which require some consideration. What should people who already have a personal pension plan do? Should they switch to a Stakeholder scheme? How will the benefits of a Stakeholder plan affect entitlement to the Minimum Income Guarantee? Should a higher earner, not in the target group, take out a Stakeholder plan or some other form of arrangement

So although a welcome move, Stakeholder has added yet another layer of complexity to the pension arena. We are able to provide a full analysis of your situation to ensure that you comply with all current legislation.


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