The firm of S.G. Holding & Partners was founded by Sid Holding in 1978 and has since that time provided solid, professional advice to its clients. From its beginnings as a firm covering all aspects of insurance, including general insurance contracts, it has evolved over the years to its current position where the firm now concentrates solely on life, pensions and investment business, for both individual and corporate clients.

How we work...
When we first meet, we will usually start by discussing your aims and needs in general before going on to conduct a thorough financial review.

Following our review, we will take time to consider your situation and needs in detail, before writing a full report of our conclusions and presenting it to you at a subsequent meeting. We will then discuss our conclusions and recommendations with you to agree on the action to be taken.

How we get paid...
In a manner similar to other professionals such as Solicitors, Doctors or Accountants, we give professional and accountable advice, for which we are entitled to charge a fee. However, in most cases our clients can choose to use an alternative method of remuneration. The product providers we recommend will pay us a marketing allowance or commission in return for our recommendations, and when such a commission is received by ourselves, it will not be necessary for us to charge a fee directly to the client. Full details of both options will be discussed with all clients before we under take any chargeable work.

About Our Team....
Our strength lies in our relationships with our clients, and that's all about people. We have grown steadily since 1978, keeping many of our original clients through to today. It's all down to our team of dedicated, friendly partners, associates and staff:

SIDNEY GEORGE (SID) HOLDING MLIA (Dip) founded the firm in 1978 in Little Sutton following a successful career with leading insurance companies including Royal Life and Scottish Provident, where he worked as a Consultant. His duties included the setting up of Group, Director and Personal Pensions for many small and medium sized firms and individuals.

Initially, Fire, Accident and Motor business as well as Life Pensions and Investment business were transacted, but in 1987 the Fire, Accident and Motor business was sold to allow full time commitment to the classes of business now offered to our clients.

Sid has seen the business grow at a controlled rate and the firm now has in excess of £80,000,000 of clients' money under management in collective investments, plus a further £20,000,000 in regular savings and pension contracts.

WILLIAM (BILL) DALLING, B.Sc.(HONS),ACII, CHARTERED INSURANCE PRACTITIONER joined the firm as a Partner in January 1990 following over 13 years with Scottish Widows' Fund, where as a Senior Consultant he obtained experience in all aspects of investment and pension business. He gained his degree at Edinburgh University, and as a "canny Scot" is well versed in the "careful management of financial resources". He became an Associate of the Chartered Insurance Institute in 1994.

ANDREW ANDERSON, MLIA (Dip) started his working life in chemistry, working in research and development where he gained his Licenciateship in Analytical Chemistry before joining the Life Assurance profession in 1990. He joined the firm in the Autumn of 1993 following a successful period as a Consultant with the J. Rothschild Partnership. Andrew advises on many aspects of personal financial planning concentrating on investment and estate planning as well as keeping up to date with all current mortgage matters.

PETER J. SLATER MLIA(Dip) joined the firm in 1996, having gained 8 years' experience in the profession, latterly with the J.Rothschild Partnership, where he became the youngest person in the company to achieve Associate Partner Status. Peter advises on many aspects of personal and corporate financial planning including investment, protection, pensions and mortgage matters.

TREVOR BUCKLE, MA, FCII, CHARTERED INSURANCE PRACTITIONER joined the firm in November 1998 after 14 years with the Standard Life Assurance Company, He previously worked for Barclays Life Assurance Company, and spent 7 years as a teacher. He gained his degree in Modern History and Economics from St. Andrews University. Trevor's main business interests are in the areas of investment and pension planning, both individual and corporate.

In addition, Trevor is also a qualified trainer, and trains candidates from several large insurance companies for the Chartered Insurance Institute's professional examinations. He was elected a Fellow of the Chartered Insurance Institute in 1990.